HomeLAND Equity Line of Credit

This is the typical path to financial ruin.

1. You open checking account.
   
2. You get tired of bouncing checks.
   
3. You get a credit card.
   
4. You max out your credit card(s).
   
5. All of your extra money goes to making debt payments.
   
6. You get a HELOC (Home Equity Line of Credit). It's a large quantity of "free" money to pay off your debt and get some extra stuff you've been wanting.
   
7. There's no turning back now.
   

So what is the U.S. Congress doing?

1. They pass bills to spend money.
   
2. They get tired of being restricted by the Federal budget.
   
3. They pass more spending bills anyways.
   
4. The Republicans block the bills based on silly ideologies.
   
5. They get a HELOC (HomeLAND Equity Line of Credit) in the form of an economic stimulus package. They now have "free" money to spend on their pet programs (give condoms to the poor, chase the global warming windmill, etc.).
   
6. There's no turning back (unless our U.S. Senators get wise).